Eligible for the Bearcat credit
UC alumni
Whether you graduated last spring or in 1985, buying your first place or your forever home.
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UC Athletics Partnership
Bearcat pride, all the way home
UMCincy is the Preferred and Exclusive Mortgage Lender for University of Cincinnati Football and Baseball through the 2029–30 season. Here's what that partnership is, what it isn't, and what it means for you.
Football. Baseball. Home loans.
Preferred and Exclusive Mortgage Lender through the 2029–30 season.
Why this partnership exists
It started on campus
Breon Price got his mortgage license during his senior year at UC. He has spent the twelve years since helping Cincinnati families buy homes, and most of them said the same thing at the first meeting: nobody ever explained how this works.
The partnership with UC Football and Baseball is how we fix that for the community that started it. It puts a local lending team in front of Bearcats fans, alumni and employees all season long, and it pays for the part we care about most: plain-English homebuyer education that doesn't require you to be ready to apply.
It also runs the other direction. Through the UMCincy Athlete Program, UC student-athletes get hands-on experience in finance and real estate with our team.
The relationship, in plain terms
What the partnership is, and what it isn't
| Designation | Preferred and Exclusive Mortgage Lender |
|---|---|
| Programs | University of Cincinnati Football and University of Cincinnati Baseball |
| Term | Through the 2029–30 season |
| Who makes your loan | UMCincy, A Swift Home Loans Company (Swift Home Loans, Inc., NMLS #2075228). Your loan officer is Breon Price, NMLS #938631. |
| The university's role | The University of Cincinnati does not originate, underwrite, fund or guarantee loans, and does not review or approve any applicant's loan. |
| Your obligation | None. You are free to compare lenders and choose any lender you like. Using us is never a condition of any UC benefit or ticket. |
Homeownership education
Learn first. Apply when you're ready.
Education is the center of this partnership. Every option below is free, and none of them require a credit check.
- The Bearcat Homebuyer Playbook. Six short steps from budget to closing table, readable in one sitting.
- Homebuyer workshops. Small-group sessions for fans, alumni and UC employees. Join the list for the next date.
- Sessions for your group. We'll run a session for a UC department, team staff or alumni chapter on request.
- A 20-minute readiness review. One-on-one with Breon. Bring your questions, leave with a plan and a number.
Who we help
Built around the UC community, open to everyone
The Bearcat credit has specific eligibility, confirmed at application. Everything else on this page is open to any borrower in the areas we lend.
Eligible for the Bearcat credit
UC faculty and staff
Relocating to Cincinnati, moving closer to campus or finally buying after years of renting in Clifton.
Eligible for the Bearcat credit
UC Health employees
Shift schedules and variable pay are normal here. We document overtime and differentials the right way.
Eligible for the Bearcat credit
Bearcats supporters
Season ticket holders and lifelong fans. If you bleed red and black, tell us at application.
Start with the Playbook
First-time buyers
Learn the process before you commit, then get a pre-approval that holds up when you make an offer.
Buy before you sell
Move-up buyers
Bridge options, equity planning and timing so you're not packing twice.
Partnership benefit
UMCincy's Bearcat Mortgage: $1,500 toward closing
A flat credit applied at closing for UC alumni, UC faculty and staff, UC Health employees and Bearcats supporters. Tell us your UC connection when you apply.
What it is
- $1,500 off your closing costs
- On a home loan closed with UMCincy
- Applied on your Closing Disclosure
What it isn't
- Not a rate discount
- Not down payment assistance
- Not a guarantee of approval
Bearcat Mortgage credit terms
- Flat $1,500 credit applied at closing toward eligible closing costs on a UMCincy loan.
- UC connection is confirmed at application. One credit per loan.
- The credit is not a rate discount, not down payment assistance and cannot be taken as cash.
- All loans are subject to credit approval, underwriting and property eligibility. Program terms may change or end without notice.
Your mortgage team
The people behind the partnership
Breon Price
Founder and Loan Officer, NMLS #938631
On your file from first call to closing
Taylor Price
Loan Processor
Application through closing
Get started
Three ways in
- Ready to apply? The secure application takes about 15 minutes and saves as you go.
Start Your Home Loan (opens secure application in a new tab) - Want to talk first? Send the short form and we'll reach out within one business day, or call or text (513) 204-9587.
- Just learning? Start with the Bearcat Homebuyer Playbook and join the workshop list.